Commercial Surveys

Commercial Surveys

The Impact of Human Capital and Electronic Banking on the Profitability of Banks

Document Type : Original Article

Authors
1 Assistant Professor
2 Assistant Professor, azad university, boukan branch, Iran.
3 M.A in Financial Engineering and Management Risk
Abstract
In this study, the effect of electronic banking and human capital on the profitability of banks and the moderating role of human capital in the effectiveness of electronic banking on profitability were investigated. For this purpose, data from 16 banks for the years 2011 to 2019 and generalized method of moments were used. The results of estimation of regression show that the expansion of electronic banking and human capital on the profitability of selected banks has been positive and significant and human capital further increases the bank's ability to enjoy the benefits of electronic banking.
Keywords

 
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Volume 20, Issue 116 - Serial Number 116
November and December 2023
Pages 45-56

  • Receive Date 02 November 2021
  • Revise Date 13 February 2022
  • Accept Date 09 April 2022